Everyone hates those letters that drop in every now and again where your credit card decides to put up your monthly interest to an even more astronomical rate than it was. Well instead of them being your worse nightmare you could easily become theirs and the more people that follow these easy tips the less [...]
As it becomes harder to get credit from banks and credit card companies over the next few months it is important that if you find yourself in credit card debt that you look to reduce it and eliminate your debt as quickly as possible. We have given a number of hints and tips on how [...]
You know that letter, the one that drops on in your mail box to tell you that because there was a delay in your payment to your credit card and they will be charging you for the privilege of letting you know. Well you probably already know that the letter is on its way because [...]
Over the past few days we have looked at ways that you can start reducing what you owe and how to get the over all money that you have going out the door reduced so you can start to reduce your debt. Now we are going to look at how to get out of credit [...]
Yesterday we told you about how stopping using your credit cards and borrowed money removes the fact that you have to keep adding to your debt each month and seeing that by not using the credit you then pay money off what you owe and the overall balance reduces (and this is the overall goal). [...]
So yesterday we spoke about you contacting your credit cards in order to get them to give you a reduced rate of interest. The reason to do this is to actually reduce the money that you give back to the credit card companies. Have you ever noticed that your minimum payment each month is not [...]
I just read an article about getting out of credit card debt which said about making sure you have enough money each month to meet your minimum payment twice over! So you would need to pay double the minimum payment to make a dent in your overall balance? Hmmm ok I can see the logic [...]
Now that Santa has finally vanished for the next 10 months you can finally get on with seeing how much Christmas actually cost you and move forward to pay off credit cards in time for next Christmas!
The first thing you need to do and to do right now is to make a detailed list of [...]
Everyone has new years resolutions that they very rarely stick to, lets face it can you remember what you said you would do this time last year? If you are like 99% of others who have debts then it would be to clear those debts and enjoy a more fruitful life. Unfortunately unless you start [...]
Sitting in front of a pile of bills a few years ago I decided that it was time that I needed to reduce what I owe and get my life back onto a more even credit line rather than keep on owing a lot of money and paying more and more in interest every month. [...]
